PPP Loan #9277027200
BAYCITY FRAMERS is a Corporation located at Clovis, CA with 40 employees. During round 1 of the paycheck protection program, BAYCITY FRAMERS requested a PPP loan for 110000 USD. They were approved on 04/28/2020 by the SBA for an amount of 110000 USD. The loan was facilitated by WebBank, SALT LAKE CITY, UT. Of the approved amount, BAYCITY FRAMERS has received an amount of 110000 USD for payroll proceeds.
 PPP Loan details for BAYCITY FRAMERS
Loan Amount 110000 USD
Current Approved Amount 110000 USD
Loan Tenure 24 months
Loan Approved on 02/17/2022
Area Code 93619
SBA Code 942
NAICS Code 238130
Lender Bank WebBank
Lender Bank City SALT LAKE CITY
Lender Bank State UT
 Demographic details for BAYCITY FRAMERS
Race Unanswered
Ethnicity Unknown/NotStated
Gender Unanswered
Veteran Unanswered
Non Profit
Business Age Existing or more than 2 years old
Jobs Reported 40

How BAYCITY FRAMERS Claims To Have Used Their PPP Funds of 110000 USD

As we have discussed earlier, BAYCITY FRAMERS received a substantial amount of money through the SBA program. But have they used it correctly? Let’s analyze.

1BAYCITY FRAMERS claims to have spent 110000 USD to pay salaries of 40 employees.


2BAYCITY FRAMERS claims to have have been honest, ethical and deserving of this PPP Loan (9277027200) of 110000 USD.


3BAYCITY FRAMERS claims to not have misused the PPP Loan in any ways.


These amounts were reported to the SBA by the company. Often, however, whistleblowers & employees reveal that their employers have abused their funds. If you think BAYCITY FRAMERS has done something nefarious, then report them here using the review box at the bottom of the page.

What Constitutes A PPP Loan Scam? 

The primary goal of PPP loans was to help businesses survive the pandemic and ensure that people don’t lose their employment. Businesses who took out these loans could spend the borrowed sum on:

    • Salaries, bonuses, commissions, wages (maximum $100,000 per annum per employee)
    • Insurance premiums
    • Employee allowances (sick leaves, medical, parental, and vacation pay)
    • Operational expenditure
    • Utility payments
    • Mortgage interest payments

Federal authorities are aggressively targeting individuals and companies for PPP loan fraud. Launched in March 2020 in response to the economic uncertainty that was triggered by the novel coronavirus (COVID-19) pandemic, the PPP made hundreds of millions of dollars in federal funding available to businesses struggling as a result of the pandemic. Loans issued under the PPP carry a 1% interest rate, but the loans are completely forgivable if certain conditions are met.

The low-cost (and potentially free) funds offered under the PPP have proven to be attractive not only to struggling businesses, but also to larger companies and scam artists. This has led to worry of widespread fraud (and a few highly-publicized cases of fraudulent PPP loan applications), and it has forced numerous federal agencies to turn their attention to combatting PPP loan fraud.

Penalties For Abusing Or Wasting The PPP Funds:

When a person is charged with PPP loan scam charges, they can face multiple civil and criminal penalties. Even a single PPP loan fraud case might involve multiple criminal laws.

You can face a penalty of up to 20 years behind bars.
  • The first charge would be wire fraud. It invokes 18 USC Sec. 1343 and involves the use of a phone or internet to scam another party by using false statements.
  • Bank fraud charges might also be filed against you. It invokes 18 USC Sec. 1344 and involves making false statements to a financial institution such as a bank. The penalty for this charge goes up to 30 years behind bars.
  • A PPP loan fraud also includes making false statements to a financial institution, a federal crime. It invokes 18 USC Sec. 1014 and its violation leads to a jail 14 of up to 30 years.
  • Finally, when you commit a PPP loan scam, you violate 18 USC Sec. 1349, conspiracy to commit fraud. It is a criminal offense when someone colludes with others in violating or attempting to violate federal laws whether they obtained money or not.
The authorities have been rather vigilant in finding people who committed PPP loan frauds.

The above are just two instances of people getting caught by the authorities for this scam. Here’s another:

Frequently Asked Questions About PPP Loan Scam


Yes. BAYCITY FRAMERS applied and was granted a PPP loan

How much PPP Loan did BAYCITY FRAMERS receive?

110000 USD

Where is BAYCITY FRAMERS located?

BAYCITY FRAMERS is located in Clovis,CA

How much did BAYCITY FRAMERS's PPP loan went towards paying salaries?

As per BAYCITY FRAMERS, 110000 USD went towards payroll proceeds

Which bank financed BAYCITY FRAMERS's PPP Loan?


What is the term for BAYCITY FRAMERS's PPP loan?

24 months

How many employees were reported by BAYCITY FRAMERS in their PPP loan application?


How much of BAYCITY FRAMERS's PPP loan was forgiven?

111876.11 USD was forgiven on 01-04-2022

Footnotes and Citations

All information displayed on this page is publicly available information under PPP loan guidelines, in compliance with 5 U.S.C. § 552 (Freedom of Information Act) and 5 U.S.C. § 552a (the Privacy Act) and is published unmodified, as provided by the SBA. does not modify the data and makes no claims regarding its accuracy, nor will entertain any request to remove any entry.

The inclusion of a person or entity in the IIAS Database is not intended to suggest or imply that they have engaged in illegal or improper conduct related to PPP Loan (scam). IIAS intends to offer a platform where suspicious activities related to PPP loan can be shared and discussed in a secure environment. Please contact us if you find an error in the database.

What BAYCITY FRAMERS’s Employees and Consumers can do to report potential PPP Scam?

There is no record of BAYCITY FRAMERS committing any sort of PPP Scam reported anywhere. However, that can change quickly, and this page allows employees, citizens and consumers to share information on BAYCITY FRAMERS they are privy to, and expose any/all wrongdoings.

4 Total Score

BAYCITY FRAMERS took out a PPP loan worth $110000 for Payroll Processing for it's 40 employees. As tax-payers, we need to hold businesses accountable and ask serious questions. Our rating on BAYCITY FRAMERS is based on multiple factors, including publicly available information, reviews and user notifications.

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